Information for Federal Employees


Pathways Retirement Advisors specializes in helping federal employees maximize benefits, create tax efficiency, and retire successfully. Our objective is to educate and enlighten you about what your options are when it comes to your benefits and guide you in creating a well-formed retirement plan.

We bring your goals to life using our Goals Focused Planning process.

Goals Focused Planning Process

  • Integrate your CSRS and FERS pensions with Social Security to potentially increase retirement income

  • Address optimal FEGLI options or look at private coverage

  • Utilize your TSP to provide additional retirement income for both you and your spouse

  • Effectively integrate your spouse’s retirement benefits with your own

  • Structure TSP & other investments to weather any market storm

  • Create a Social Security Maximization Plan for you and your spouse

  • Create tax efficiency and reduce taxes on pension, investments and Social Security income

  • Optimize your TSP and spouse retirement benefits or accounts to provide additional retirement income security for both you and your spouse

We take pride in helping federal employees maximize their federal benefits to reach their ultimate retirement goals. Pathways Retirement Advisors is uniquely aligned with the federal employee. We not only understand the FERS and CSRS retirement systems and benefits, but also understand the mentality, fears, and anxieties, as well as the hopes and dreams faced by many federal employees.

We have committed to partnering with groups like Fed Legacy and have access to federal benefit report software. These partnerships and resources are instrumental in helping us serve Federal Employees.

You may feel overwhelmed with the complexities of your benefits and situation, but the best thing to do is start right here. Make that phone call, click that schedule a meeting button, set up a Zoom or office visit, and let us look at your situation.

We will calculate your pension based on your information and explain the costs of survivor benefits. We can run multiple scenarios on retirement pension and TSP amounts this year, or delaying retirement, for your overall income plan before and after taxes. We can give you a clear insight if the math is right or wrong.

Most importantly, though, we can help you visualize one of the biggest concerns you may have in retirement: Are you going to have to change your lifestyle?

We can help you determine what your income will look like in retirement, from all sources, and take steps so you can maintain your current lifestyle, and possibly never outlive your money.

One of the things we hear consistently from our clients is how much better they feel after walking through our process.

It is a genuine privilege to help our clients create their very own Goals Focused plan. We weave all the pieces together to clarify and create a lifelong strategy.

When we’re done planning, you will know you have someone in your corner who is always looking out for your best interests. And that’s what we do at Pathways Retirement Advisors, every single day, for every individual federal employee we serve.

Ready to Take The Next Step?

For more information about any of our services, schedule a meeting today.

Or give us a call at 855.718.3400.